Do you charge a Acquisition charge?
Yes, the State of Texas allows us to charge a 10% acquisition charge not to exceed $100 on our loans but we charge 5%.

Are you Licensed by the State of Texas?
Yes, we are Licensed and Audited by the State of Texas.

How much interest do you charge each month and per every $100?
The interest on our loans are equal to $4 for each $100 borrowed each month. For Example: if you borrow $200 for 4 months. You will pay $4 x 2=$8 per month and times that by 4 months. So, $8 x 4 months= $32 in interest. Plus, the 5% acquisition charge of $10. Brings the total interest and fees come to $42 if you take the full 4 months to payoff your loan. The State of Texas sets our interest.

Is there any penalty for paying off early?
There’s NO penalty for paying off early.

Is City Finance a Payday Loan Company and how many months do you have to payoff your loan?
Since we’re NOT a Payday loan company our loans range from 4 to 13 months depending on the size of your loan.

Do I have to put up collateral to get a loan?
NO, All of our loans are unsecured.

Do I have to have a checking account to get a loan?
NO, you do not have to have a checking account.

Does City Finance report to any Credit Bureaus?
Yes, we report monthly to Experian.

McKinney Location

1330 N McDonald, #205
McKinney, TX 75071
Phone: (972) 548-0092
Fax: (972) 548-8175

Sherman Location

215 N Travis
Sherman, TX 75090
Phone: (903) 893-9060
Fax: (903) 893-1844

Greenville Location
2707 Lee St
Greenville, TX 75401
Phone: (903) 455-2131
Fax: (903) 455-2133
Sulphur Springs Location
1013 Gilmer, #E
Sulphur Springs, TX 75482
Phone: (903) 438-2581
Fax: (903) 438-1535
Longview Location
709 E Methvin
Longview, TX 75601
Phone: (903) 753-4744
Fax: (903) 753-1440
Paris Location
1747 Lamar Ave, #A
Paris, TX 75460
Phone: (903) 784-7337
Fax: (903) 784-8360
Mt Pleasant Location
108 N Jefferson St
Mt Pleasant, TX 75455
Phone: (903) 575-1200
Fax: (903) 575-1202
Gilmer Location
208 Jefferson St
Gilmer, TX 75644
Phone: (903) 843-2519
Fax: (903) 843-2175
Denton Location
1005 W University, #101
Denton, TX 76201
Phone: (940) 387-9800
Fax: (940) 387-9828
Tyler Location
1701 W Front St
Tyler, TX 75702
Phone: (903) 595-1028
Fax: (903) 595-4710
Texarkana Location
4009 N State Line Ave
Texarkana, TX 75503
Phone: (903) 791-6455
Fax: (903) 791-6458
Mineola Location
411 E Broad St
Mineola, TX 75773
Phone: (903) 569-0098
Fax: (903) 569-0689